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The holiday shopping season is officially here, with early sales underway at Amazon, Target, and Walmart. Shopping in October can help you get ahead financially and spread out your spending instead of taking *** bigger hit in November and December. You can get all of your holiday shopping done very early. You can bypass those possible shipping delays. Shopping early is the safer bet for anything you're worried about selling out. Like those hot holiday toys, but for some big ticket items, patients usually pays off for steeper savings. If you are looking for those bigger discounts on, you know, large electronics, TVs, it might be best to wait until Black Friday for those. Before you buy anything, pay attention to the return windows. For Amazon, it's usually 30 days. That means anything you buy in early October likely won't be eligible for returns. By the time you're wrapping gifts in December, wait until November and the window gets longer. Historically, Amazon has extended their return window from 30 days to essentially 3 months. So if you're buying something in November, you will probably, depending on the product, have until January 31st to return it unless Amazon changes that policy this year. Walmart's extended holiday return. is open, so most things you buy now can be returned through January 301. Target's holiday window typically starts in November, but you have 90 days to return most items anyway. For Target specific brands, you have *** full year to return those with your receipt. If you're buying *** gift for somebody, say you're buying *** piece of clothing for them in October, and they can't try it on right away or there's *** month or two delay before the holiday. It's just something to keep in mind. Be sure to read the fine print for any exclusions. Apple products, for example, often have shorter return windows, and no matter where you shop, always compare prices. If you're looking for *** specific product, you can search it on Google Shopping. You can at *** glance, see all of those different sales and decide for yourself based on price, shipping, whatnot, which one you want to go with. October sales are also *** sweet spot for seasonal buys. Look for discounts on Halloween gear, plus Christmas trees, wreaths, and holiday decor. Reporting in Washington, I'm Amy Lowe.